Christmas Town exposures

Lockton Cos. L.L.C. risk analysts have questions about Santa Claus’ operations:

Will the brewing storm prevent delivery of the toys? Will the reindeer and precious cargo be safe? Will the North Pole elves finish the toys on time — without injury and hopefully sober — and without workers comp claims? Will product liability claims mount if Santa delivers defective merchandise from The Island of Misfit Toys? Will the elves’ questionable diet of candy, candy canes, candy corn and syrup finally catch up with them? Will they get the dental insurance and preventive care they so justly deserve?

In a parody analysis of risks associated with the manufacturing and delivery of Santa’s bounty, the Kansas City, Missouri-based brokerage on Thursday released its “Rudolph the Risky Reindeer” white paper that aims to make industry folks chuckle, according to a statement.

“Even though everything in Christmas Town appears to be holly and jolly, there is still a tremendous amount of risk that needs to be considered,” the white paper reads, going on to tackle every risk from product liability to workers compensation.

“Luckily, the Lockton elves assessed the various risks that surround Christmas Town, advised on reducing and mitigating the risks, and provided the right coverages to help Santa, the elves, Rudolph, and the rest of the reindeer pull off another successful Christmas,” the white paper states.