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Drone insurance options for inland marine cover offered


Verisk Analytics Inc.’s Insurance Services Office Inc. on Monday said it has launched inland marine insurance forms to protect from the costs associated with the potential crash of commercial drones, including damage to the drones, their equipment and their cargo.

The ISO forms coverage options allow for drones to be covered under a stand-alone coverage form or by endorsement to some ISO commercial inland marine classes, Jersey City, New Jersey-based ISO said in a statement.

Additionally, ISO has launched an advisory application. This includes sample instructions that provide details on some coverage features, general underwriting considerations to help evaluate related property drone risks, and loss control recommendations to help reduce potential exposures, according to the statement.

“Drones are mobile in nature, can be of high value, and contain specialized equipment, making them ideally suited for coverage under commercial inland marine insurance,” Doug Kahn, director of commercial property product development for ISO said in the statement. “The new flexible coverage options can help insurers protect businesses that may face a wide range of drone exposures.”