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XL Catlin launches workplace violence insurance policy


XL Catlin on Wednesday said it has launched an insurance policy to help midsize companies in the U.S. respond and recover from workplace violence.

The policy covers expenses related to public relations counsel, psychiatric, medical or dental care, employee counseling, temporary security measures, and rehabilitation expenses, personal accident, legal liability and business interruption expenses, XL Catlin said in a statement.

Liability limits are available up to $25 million.

“Our policy is specifically designed for midsize institutions and businesses, especially those involved in higher education, hospitality, manufacturing and health care facilities. These particular sectors have seen their share of violent acts,” Denise Balan, New York-based Americas head for XL Catlin’s crisis management insurance business, said in the statement. “Additionally, midsize businesses do not typically have easy access to crisis management resources. This policy offers both coverage for expenses and access to our risk management consultancies to help handle a crisis situation should it arise.”