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Navigators Group Inc. said Tuesday that its principal underwriting agency subsidiary, Navigators Management Co. Inc., has launched a new short form excess casualty policy.
According to Navigators Group, the policy is designed to reduce coverage gaps within an excess casualty tower, minimize the broker’s errors and omissions exposure, and streamline excess placements with Navigators.
Some of the policy features include an undefined coverage trigger, so the policy adopts the triggers of controlling underlying insurance, and coverage allows for automatic “shaving of limits” by the insured, Navigators said in a statement.
Additionally, the policy includes an insuring agreement that provides the flexibility to follow coverages beyond the standard general liability, auto liability and employers’ liability, according to the statement.
“This innovative new policy is part of our company’s ongoing efforts to simplify and streamline the commercial insurance buying process for our customers. We aim to provide exceptional service by taking unnecessary complexity out of our business, which is what is reflected in this product,” Navigators President and CEO Stan Galanski said in the statement.