Workers comp available for domestic employees
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Privilege Underwriters Reciprocal Exchange is offering workers compensation insurance for the domestic employees of high-net-worth individuals in Florida.
Domestic worker policies cover people who care for children, prepare meals, clean homes, maintain gardens and provide transportation, among other things, the White Plains, New York-based policyholder-owned property and casualty insurer for high-net-worth individuals, said in a statement Thursday.
The coverage, issued along with homeowners, automobile and other personal lines, “provides often overlooked protection for trusted and valued domestic employees,” the insurer said in the statement.
PURE’s risk management services professionals will also advise clients on mitigating loss and improving worker safety, according to the statement.
“The hard working individuals who provide loyal and valuable service for our membership can now benefit from the protection afforded by workers compensation insurance,” PURE’s President and CEO Ross Buchmueller said in the statement. “In the past, this coverage has been hard to obtain and inevitably involved the impersonal handling of a commercial lines carrier or a government-sponsored insurer of last resort.”
The coverage is only available in Florida, but the insurer said it has filed applications to expand the offering in other states.
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