Hartford offers commercial auto discounts to encourage driver safety

Hartford Financial Services Group Inc. has added premium discounts and other rewards to its commercial auto policy to encourage driver safety among small and midsize businesses, the Hartford, Connecticut-based insurer announced on Wednesday.

The rewards are available to commercial auto policyholders in most states with fleets of up to 25 vehicles, and include accident and “fender-bender” forgiveness programs, as well a 10% premium discount for companies that pay their premium in full at the beginning of each policy period.

“The Hartford is committed to helping business owners succeed, and these enhancements to our auto policy are designed to help fleet owners control costs and manage risk,” Stephanie Bush, Hartford-based senior vice president of small commercial insurance, said in a statement from the company released on Wednesday.

Additionally, Hartford is offering a 5% discount to policyholders that outfit vehicles with telematics tracking devices, as well as other safety discounts for companies with fleets equipped with anti-lock brakes, anti-theft devices and electronic stability control, according to the insurer's statement.