Pirates, kidnappings and ransom: The business of K&R indemnity policies

Companies can protect their human capital by obtaining kidnap and ransom insurance when conducting business in high-risk locations. In a new article, "Pirates, kidnappings, and ransom: The business of K&R indemnity policies," Milliman’s Michael Henk discusses the underwriting characteristics of K&R indemnity policies and how this type of insurance helps businesses manage their personnel risk.