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RGA Global Disability Insurance Survey finds insurers fail to sell the benefits of rehabilitation


Specialty rehabilitation services used by disability insurers to enhance employee return-to-work outcomes can result in a return on investment ranging from about $3 saved for every $1 spent to $57 saved for every $1 spent, according to survey results from Reinsurance Group of America Inc. The survey titled “Rehabilitation Services and Disability Insurance: A Global Analysis of Utilization and Value” also reveals that claimant motivation is a top factor in predicting successful return-to-work outcomes, while workplace stress decreases motivation. See the full survey results here.