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K&B Underwriters launches workers comp product for senior living facilities

Posted On: Mar. 9, 2012 12:00 AM CST

RESTON, Va.—K&B Underwriters L.L.C. and SeaBright Insurance Co. have rolled out new workers compensation coverage for the senior living industry.

These facilities can be vulnerable to injuries or fraudulent claims because they are often understaffed and have high turnover rates, said Bryan Baird, president of the Reston, Va.-based K&B Underwriters. The new DigniCARE workers comp program covers risks specific to the industry, such as caregivers’ falls or back strains from incorrectly lifting and moving residents.

Seattle-based SeaBright also offers additional services, such as safety videos and materials, as well as a real-time loss information tracking system.

Pricing will be based on the needs and risks involved with each account. Policy limits are between $250,000 and $1 million, with some flexibility.

For more information, contact Mr. Baird at 888-760-3194, extension 101, or