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CHEVY CHASE, Md.—Victor O. Schinnerer & Co. has launched an errors and omissions policy for specialty and artisan construction contractors.
The product is designed to protect specialty trade contractors from professional liability exposures, including claims for faulty workmanship or defective materials and products. Elements of the policy were modeled after the Chevy Chase, Md.-based underwriter's existing professional and pollution insurance products for general contractors.
“We want to offer our artisan contractor policyholders an insurance solution that speaks to their unique exposures,” Emerson Browne, vp and manager of the contractor program at Schinnerer, said in a Tuesday statement. “Many artisan contractors don’t have a design liability exposure. Their biggest exposure is typically faulty workmanship claims, which our new E&O policy covers.”
The E&O policy for specialty contractors is available nationwide as excess and surplus coverage, Schinnerer said.