Small Third-Party Administrators

A great working environment and management that cares about the company's employees are among key factors in making Las Vegas-based ScripNet Inc. the top-ranked small third-party administrator in this year's Business Insurance Best Places to Work in Insurance.

“We have a great working environment,” said Sharon Planchunas, ScripNet's human resources director. “We have management that cares about their people.”

The company also has managed to maintain the level of its employee benefit offerings despite changing economic conditions. “Good times, bad times, we've kept the benefits up,” said Ms. Planchunas. “We've never had to cut back.”

ScripNet is one of the fastest-growing pharmacy benefit management firms in North America, serving more than 2 million employees through pharmacies across the country.

The company electronically processes prescription drug claims for workers compensation claimants, which allows insurers, large self-insured companies, municipalities, managed-care organizations and other third-party administrators to achieve better control of costs and increase efficiency for pharmacists while offering greater convenience for injured workers.

ScripNet also offers a drug utilization review program that improves patient care, reduces fraud and abuse, manages utilization and cuts administrative costs.

As ScripNet's employees offer those services, they do so in a team-based fashion, regardless of age or tenure. “Age doesn't matter,” said Ms. Planchunas. “It's about how hard we work, and we work as a team and a family.”

2

Discovery Benefits offers employee benefits administration services to clients in all 50 states. Discovery Benefits focuses on providing innovative solutions and customer service delivered by empowered and knowledgeable employees.

What makes the company a great place to work? “The feedback we have received from our employees is they find our organization to be very family-oriented and that Discovery Benefits puts their employees first. Also, leadership is something that Discovery Benefits takes seriously and the company strives to make sure that every employee feels they are a leader. Discovery Benefits is continuously trying to better the company for their employees and customers and constantly has their best interests in mind.”

3

The MGIS Cos. Inc. has provided insurance products and services to health care providers since 1969. The company provides life, disability and employee benefit product design and administration. MGIS Property & Casualty Insurance Services Inc. provides brokerage services nationwide. MGIS Underwriting Managers Inc. provides underwriting and insurance management services on behalf of insurers for health care professional liability coverages.

What makes the company a great place to work? “MGIS is an employee-friendly company. In addition to fun activities on a regular basis, we have a great benefits package to give employees a sense of security. By taking a self-funded approach to our health plan, MGIS has had the flexibility to offer a unique focus on wellness with our alternative treatment coverage....Most employees enjoy every other Friday off, in addition to paid holidays and vacation time. Employees are paid each year for the value of their profit-sharing units giving them ownership to the company's success.”

4

Carl Warren & Co. delivers customized claim management solutions including investigation, litigation management, case analysis and information systems. Carl Warren's claims adjusters have experience in diverse industries including banking, hospitality, construction, retail/consumer products and services, as well as government/public entities.

What makes the company a great place to work? “Carl Warren offers its employees an ownership interest in the company via our employee stock ownership program to supplement their retirement income, along with a generous employer 401(k) plan match. We also provide life insurance and long-term disability at no cost to the employee. Aside from benefits, we have renovated/upgraded several of our locations to provide a pleasant office environment. We also offer our employee-owners stability due to the longevity of our client base.”