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RAJI BHAGAVATULA

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Senior Actuary

Milliman Inc.

New York

As senior actuary at Milliman Inc., Raji Bhagavatula has acted as lead consultant on mergers and acquisitions transactions, including the acquisition of GE Insurance Solutions by Swiss Re, which was completed in June 2006. She is a fellow of the Casualty Actuarial Society and a member of the American Academy of Actuaries. She is currently the chairperson of the AAA Actuarial Standards Board Subcommittee on Reserving and a member of the AAA Mass Tort Subcommittee.

Best professional advice: "Two pieces of advice that have served me well are: Knowledge can get you to a certain level; you need common sense to go higher. Second, if the results of your actions are disastrous it does not mean that the path you have taken is wrong. Chance plays a big role and sometimes you win and other times you lose. You need to learn not to overly rejoice when you win and get overly depressed when you lose."