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Under its proposed settlement, State Farm agreed to:

Provide full disclosure of all documents in policyholders' claim files, including multiple engineering reports, upon request of the policyholder.

Independently re-evaluate claims based on terms on the agreement without using previous adjusters and engineers, upon request of the policyholder.

Make a minimum offer equivalent to 50% of the structural policy limits, less payments previously made, in approximately 1,000 claims where buildings were destroyed down to the slab.

Pay the costs of arbitration conducted by arbiters chosen by both sides.

Provide annual notice to policyholders that clearly explains that storm surge is not covered by homeowner or windstorm residential policies.

Source: Mississippi Attorney General Jim Hood