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Boomers' effect on comp trends leveling: NCCI


BOCA RATON, Fla.--Aging baby boomers' impact on workers compensation loss costs trends has likely already occurred and is nearing its end, according to a report by the National Council on Compensation Insurance Inc.

The NCCI, in "Age as a Driver of Frequency and Severity," released Thursday, also found that "while age is an important factor in overall claims costs, the significance of age on frequency has diminished, suggesting age may not play an important role in future frequency trends."

The relationship between age and increased claim severity, meanwhile, has remained unchanged, the Boca Raton, Fla.-based NCCI found. A significant portion of the differences in claim severity between younger and older workers stem from factors correlated with age, such as average wages, claim durations and the number of medical treatments necessary to treat an injury.

However, the difference in claim severity between workers in their mid-40s and older workers is substantially less than the difference in severity between workers in their 20s and older workers, according to the NCCI.

The report can be found at