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Women are more likely to participate in employment-based retirement plans than their male counterparts, a study by the Employee Benefit Research Institute concludes.
However, overall participation in retirement plans fell across the board last year, according to the study released earlier this month by the private Washington-based nonprofit employee benefit research organization.
The study, published in the November EBRI Issue Brief, shows that among full-time, full-year wage and salary workers between the ages of 21 and 64, 56.4% of the women participated in a retirement plan in 2005 vs. 53.7% of the men.
The gender comparison is one of many contained in the comprehensive study of employment-based retirement plan participation, which was derived from the most recent U.S. Census Bureau data available. The study includes participation rates in traditional defined benefit pension plans and defined contribution plans.
Among some other findings: