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THE BUSINESS INSURANCE DIRECTORY OF INTERNATIONAL BENEFIT NETWORKS

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The Business Insurance directory of international benefit networks lists networks that responded to a BI questionnaire.

The directory is published as an editorial service; there is no charge for inclusion in the directory.

Listings begin with the name of the network, as well as the address, phone and fax numbers.

If supplied by the network, the following financial and operational information for 1997 and 1996 is provided: Foreign gross premiums in U.S. dollars (this includes medical, life, accidental death and short- and long-term disability insurance) and the percentage generated by foreign operations of U.S. employers vs. that by non-U.S. employers; funds under management for foreign pension plans of network clients; total network employees, including those in U.S. and non-U.S. locations; and number of foreign lives covered. Also, the number of master contracts, the number of foreign countries represented and the number of actual network offices are given.

Business Insurance defines "foreign" business as that written in any country other than that of the parent or headquarters group. Statistics reflect only contracts that participate in pooling arrangements for which a signed application, master contract or similar formal written arrangement exists.

Also provided are the year the network was formed, names of member companies or offices participating in the network and minimum requirements for employers' participation in the network. A percentage breakdown of business the network conducts is given, as are the methods by which the network handles worldwide losses in determining international dividends.

Names and titles of principal officers and the name of a U.S.-based contact person complete the listings.

Please refer to the geographic index after the directory to locate networks by country. The index includes the networks' names under each country in which they have branch offices, subsidiaries or affiliated companies participating in the network. Please refer to individual listing for the specific names of the office or member company in a particular country.

Listings are based on each network's response to a Business Insurance questionnaire. Although every effort is made to publish complete and accurate information, Business Insurance is unable to verify all data received.

All figures appearing in the directory are listed in U.S. dollars.