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U.S. Risk Insurance Group Inc.

10210 N. Central Expressway, Suite 500, Dallas, Texas 75231; 214-265-7090; fax: 214-265-2454

www.usrisk.com

1997 1996

Premium volume $120,770,000 $121,000,000

Gross revenues $14,178,000 $12,320,000

Employees 139 129

Commercial lines 100% 100%

Admitted business 7% 5%

Non-admitted 93% 95%

Founded: 1977.

Business: 38% managing general agent, 10% Lloyd's of London coverholder, 52% broker.

MGA for: American Equity Insurance Co., Associated Insurance Co., Associated International Insurance Co., GAINSCO Cos., Northland Insurance Cos., Old American County Mutual Insurance Co., Safeco Select Markets, Scottsdale Insurance Co.

Broker for: Acceptance Insurance Cos., Admiral Insurance Co., Alliance General Insurance Co., American Equity Insurance Co., Commercial Underwriters Insurance Co., General Star Indemnity Co., Legion Indemnity Co., Lloyd's of London, Scottsdale Insurance Co., Travelers Insurance Co., United National Insurance Co.

Branches: Scottsdale, Ariz.; Lafayette, La.; Nashville, Tenn.; Austin, Houston and San Antonio, Texas.

Subsidiaries: Jean Deal & Associates, Dallas. Jarrett Insurance Brokers Inc.: Layfayette, La.; Nashville, Tenn.; Austin, Dallas and Houston, Texas. U.S. Risk Underwriters Inc.: Scottsdale, Ariz.; Dallas, Houston and San Antonio, Texas.

Specialties: Professional liability, public entity coverages, umbrella, excess liability.

Licensed in: Louisiana, Tennessee, Texas.

Membership: AAMGA, NAPSLO.

Officers: Randall G. Goss, chairman/CEO; L.M. (Mac) Wesson Jr., president/COO; Brett Woods, Caren K. Patton, James W. Chapman, executive vps; Richard Schwartz, general counsel.

Contact: L.M. (Mac) Wesson Jr.

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Van-American Insurance Services

2 Riverchase Office Plaza, Suite 208, Birmingham, Ala. 35244; 205-985-7511; fax: 205-403-0761

www.vanamerican.com

1997 1996

Premium volume $10,500,000 $10,600,000

Employees 18 15

Commercial lines 100% 100%

Admitted business 5% 5%

Non-admitted 95% 95%

Founded: 1980.

Parent: Van American Cos. Inc.

Business: 10% underwriting manager, 30% managing general agent, 60% broker.

Underwriting manager for: Equipco Insurance Co., United National Insurance Co.

MGA for: Colony Insurance Co., Jefferson Insurance Co., Scottsdale Insurance Co., United National Insurance Co.

Broker for: Admiral Insurance Co., Colony Insurance Co., Commercial Underwriters, Essex Insurance Co, Evanston Insurance Co., Reliance General Insurance Co, Royal Insurance Co., Scottsdale Insurance Co., United National Insurance Co.

Branches: Jacksonville, Fla.

Subsidiaries: Budget Payment Plan.

Specialties: Product and employment practices liability.

Licensed in: Alabama, Florida.

Membership: AAMGA, NAPSLO.

Officers: James H. Godfrey, CFO; Dave Barringer, president; Lamar Andrews, Randall Wright, Barbara Mitchell, vps.

Contact: Lamar Andrews, 800-755-7647.

Support services provided by parent company.