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The Redwoods Group

2200 Gateway Blvd., Suite 205, Morrisville, N.C. 27560; 919-469-9795; fax: 919-481-6914

1997 1996

Premium volume $16,200,000 $13,000,000

Employees 33 33

Commercial lines 100% 100%

Admitted business 98% 50%

Non-admitted 2% 50%

Parent: Front Royal Inc.

Business: 20% underwriting manager, 70% managing general agent, 8% Lloyd's of London coverholder, 2% broker.

Underwriting manager for: Reliance Insurance Co., Westport/Coregis Insurance Co.

MGA for: Connecticut Indemnity Insurance Co., Preferred National Insurance Co.

Broker for: Lexington Insurance Co.

Branches: Unamark/Redwoods Underwriters: Coral Springs, Fla. and Highstown, N.J.

Specialties: YMCA packages, dental professional liability, logging trucks, commercial packages.

Licensed in: Florida, Illinois, New Jersey, North Carolina.

Membership: NAPSLO.

Officers: Kevin A. Trapani, president/CEO; Darren A. Marsh, senior vp/COO; Stuart A. Rutenberg, vp.

Contact: Darren Marsh, Unamark/Redwoods Underwriters; 210 University Drive, Ninth Floor, Coral Springs, Fla. 33071; 954-753-1502 ext. 1024.

Support services provided by parent company.

Repath Group

4301 Hillsboro Road, Suite 314, Nashville, Tenn. 37215; 615-297-1739; fax: 615-297-3796

1997 1996

Premium volume $57,026,000 $54,109,000

Gross revenues $4,450,000 $3,760,000

Employees 48 39

Commercial lines 100% 100%

Admitted business 26% 20%

Non-admitted 74% 80%

Founded: 1984.

Business: 10% managing general agent, 1% Lloyd's of London coverholder, 89% broker.

Branches: Boca Raton, Fla.; Atlanta; Indianapolis; Grand Rapids, Mich.; Columbus, Ohio.

Licensed in: Florida, Georgia, Indiana, Michigan, North Carolina, Ohio, Tennessee, Washington.

Membership: NAPSLO.

Officers: Derek Repath, president; Sandra Breedlove, Dan Powell, May Bell, senior vps; Elise Repath, president-Florida.

Contact: Derek Repath; 2101 Corporate Blvd. N.W., Boca Raton, Fla. 33431; 561-241-3434.

RISC Inc.

750 N. St. Paul St., Suite 800, Dallas, Texas 75201; 214-954-0707; fax: 214-954-0999

1997 1996

Premium volume $32,000,000 $34,000,000

Gross revenues $2,400,000 $2,500,000

Employees 28 28

Commercial lines 98% 98%

Admitted business 20% 20%

Non-admitted 80% 80%

Founded: 1966.

Parent: The Rigg Group Inc.

Business: 37% managing general agent, 3% Lloyd's of London coverholder, 60% broker.

MGA for: American Empire Surplus Lines Insurance Co., Century Surety Group, Empire Fire & Marine Insurance Co., Essex Insurance Co., Fireman's Fund County Mutual Insurance, General Star Indemnity Co., Independence Casualty & Surety, Monticello Insurance Co., New Hampshire Insurance Co., Republic-Vanguard Insurance Co., Southern County Mutual Insurance Co.

Broker for: Essex Insurance Co., General Star National Insurance Co., Interstate Fire & Casualty Co., Hartford Insurance Group, Lexington Insurance Co., Pacific Insurance Co., Zurich American Insurance Co.

Specialties: Energy, transportation.

Licensed in: Texas.

Membership: AAMGA, NAPSLO.

Officers: Robin A. Stough, president; Daniel E. Whitt, senior vp; Jere Freel, Jim Parker, vps.

Contact: Mary Ann Johnson, office manager.

Support services provided by parent company.