A

Allendale Insurance

P.O. Box 7500, Johnston, R.I. 02919; 401-275-3000; fax: 401-275-3029

1996 1995

Int'l premiums $231,000,000 $246,000,000

U.S. 36% 38%

Non-U.S. 64% 62%

Offices: Claims* NA NA

Underwriting* NA NA

Employees 168 162

U.S. 2 2

Non-U.S. 166 160

Underwriting in foreign countries 64 64

Foreign countries-owned offices 7 7

Combined ratio 107% 130%

**See listing for FM Insurance Co.

Intl. P/C operations began: 1963.

Parent: Allendale Mutual Insurance Co.

Specialties: Industrial, commercial and institutional property.

Services: Captive programs; loss

control services for industrial, commercial and institutional property; retrospectively rated programs; statistics in support of international programs for industrial, commercial and institutional property.

Licensed or accepted insurer in: United States, Canada.

Affiliates/fronting arrangements: Mexico; service through FM Insurance Co. in other locations. See FM Insurance Co. listing for specific countries.

Officers: Daniel W. Schaffer, managing director-Allendale Ltd. (London); Michel L. Millescamps, vp-international operations-Allendale Ltd. (Annecy, France).

U.S. contact: Michael Turner, vp-marketing.

Allianz A.G.

Koniginstrasse 28, 80802 Munich, Germany; 49/89-2628

1996 1995

Int'l premiums* $16,689,638,000 $15,165,934,600

U.S. 16.1% 15.1%

Non-U.S. 83.9% 84.9%

Employees 35,432 34,298

U.S. 9,210 9,031

Non-U.S. 26,222 25,267

Underwriting in foreign countries 57 55

Foreign countries-owned offices 32 28

**Converted at applicable exchange rates.

Intl. P/C operations began: 1905.

Services: Captive programs; loss

control services; retrospectively rated programs.

Licensed or accepted insurer in: Argentina, Austria, Belgium, Brazil, Canada, Chile, Czech Republic, Denmark, France, Germany, Greece, Hong Kong, Hungary, Indonesia, Ireland, Italy, Japan, Liechtenstein, Mexico, Namibia, Netherlands, Norway, Poland, Portugal, Russian Federation, Singapore, Slovakia, South Africa, Spain, Sweden, Switzerland, United Arab Emirates, United States, Venezuela.

Affiliates/fronting arrangements: Australia (MMI Insurance Group); Brazil (Allianz-Bradesco Seguros S.A.); Cyprus (Cooperative Central Bank Ltd.); Egypt (Arab International Insurance Co.); Malaysia (Hong Leong Assurance Sdn. Bhd.); New Zealand (MMI General Insurance Ltd.); Russian Federation (Closed Joint Stock Insurance Co.); Saudi Arabia (Saudi National Insurance Co. E.C.); Taiwan (Fubon Insurance Co. Ltd.); Thailand (The Navakij Insurance Public Co. Ltd.); Tunisia (Societe Tunisienne d'Assurances et de Reassurances); Turkey (Sark Sigorta T.A.S.); representative offices in China, India, Vietnam.

Officers: Henning Schulte-Noelle, chairman; Diethart Breipohl, Detlev Bremkamp, Herbert Hansmeyer, board members; Rainer Hagemann, personnel director.

U.S. contact: John Kozero, public relations-Fireman's Fund Insurance Co., 415-899-2166.

American International Underwriters

70 Pine St., New York, N.Y. 10270; 212-770-7000; fax: 212-770-6786

1996 1995

Int'l premiums $6,669,000,000 *$6,510,000,000

Offices: Claims 167 162

Underwriting 314 307

Employees 9,450 8,969

U.S. 834 720

Non-U.S. 8,616 8,249

Underwriting in foreign countries 76 73

Foreign countries-owned offices 70 67

Combined ratio 89.6% 92%

**Restated.

Parent: American International Group Inc.

Services: Captive programs; loss control programs; retrospectively rated programs; statistics in support of international programs.

Licensed or accepted insurer in: Argentina, Australia, Austria, Bahrain, Belgium, Bermuda, Brazil, Bulgaria, Canada, Chile, China, Colombia, Cyprus, Czech Republic, Denmark, Ecuador, Finland, France, Germany, Greece, Guam, Guatemala, Honduras, Hong Kong, Hungary, Indonesia, Ireland, Israel, Italy, Jamaica, Japan, Kenya, Korea, Latvia, Macau, Malaysia, Malta, Mexico, Netherlands (Holland), Netherland Antilles (Aruba), New Zealand, Norway, Pakistan, Panama, Papua New Guinea, Paraguay, Philippines, Poland, Portugal, Puerto Rico, Romania, Russia, Saipan, Saudi Arabia, Singapore, Slovakia, South Africa, Spain, Sweden, Switzerland, Taiwan, Thailand, Trinidad, Turkey, Uganda, United Kingdom, Uruguay, Uzbekistan, Venezuela, Zimbabwe.

Affiliates/fronting arrangements: Bolivia, Egypt, Estonia, Lithuania, Nigeria, Peru.

Officers: Robert Sandler, chairman; Martin Sullivan, president; Hamilton Da Silva, executive vp; William Freda, senior vp-claims; Nicholas Tyler, senior vp-finance; Edward Cloonan, vp-external affairs; Thomas Kaiser, president-energy division; Julio Portalatin, president-personal lines division; Joseph Smetana, president-commercial lines; Jeffrey Kestenbaum, accident/health division.

U.S. contact: Edward Cloonan, vp-external affairs, 212-770-6114.

Arkwright Mutual Insurance Co.

225 Wyman St., Waltham, Mass. 02265-9198; 617-890-9300; fax: 617-890-0075

1996 1995

Int'l premiums $109,613,000 $120,707,000

U.S. 58% 52%

Non-U.S. 42% 48%

Offices: Claims 7 7

Underwriting 8 8

Employees 200 207

U.S. 121 125

Non-U.S. 79 82

Underwriting in foreign countries 62 62

Foreign countries-owned offices 6 5

Combined ratio 84% 74.3%Intl. P/C operations began: 1963.

Parent: Arkwright Mutual Insurance Co.

Specialties: Property damage, business interruption, boiler and machinery, fidelity and crime, ocean cargo, inland marine.

Services: Captive programs; statistics in support of international programs and loss control services for property damage, business interruption and boiler and machinery.

Licensed or accepted insurer in: Canada, United States.

Affiliates/fronting arrangements: Mexico; service through FM Insurance Co. in other locations. See FM Insurance Co. listing for specific countries.

Officers: W.J Poutsiaka, president/CEO; Joseph P. Roth, senior vp/COO; R.J.M. O'Hare, senior vp/secretary/general counsel; W.F. Friedel, senior vp-strategic development; K.W. Davey, vp/managing director, Arkwright International Ltd.

U.S. contact: Joseph P. Roth.

AXA-UAP

9, Place Vendome, 75001 Paris, France; 33-1-40-75-5700; fax: 33-1-60/75/57-25

1996* 1995**

Int'l premiums $12,132,400,000$2,432,100,000

Employees 73,000*** NA

Underwriting in foreign countries 32 12

Foreign countries-owned offices 32 12

Financial figures converted at applicable exchange rates. **Figure is pro forma and reflects premuims for AXA-UAP. ***Figure reflects AXA premiums only. ****Figure includes all AXA-UAP employees.

Services: Captive programs; loss control services; retrospectively rated programs; statistics in support of international programs.

Licensed or accepted insurer in: Argentina, Australia, Austria, Belgium, Brazil, Canada, Chile, France, Germany, Greece, Hong Kong, Italy, Japan, Luxembourg, Malaysia, Portugal, Singapore, Spain, Switzerland, Taiwan, Turkey, United Kingdom, Uruguay.

Affiliates/fronting arrangements: Colombia, Mexico, United States, Venezuela.

Officers: Claude Bebear, chairman-executive board; Donald Brydon, Henri de Castries, John Chalsty, Francoise Colloch, Jean-Pierre Gerard, Mark Wood, Denis Kessler, Claas Kleyboldt, Gerard de la Martiniere, Joe Melone, Ed Miller, Jean-Louis Meunier, Michel Pinault, Claude Tendil, Geoffrey Tomlinson, Dave Williams, members-executive board.

U.S. contact: A.C. Cazes, 212-314-2567.