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Winterthur Swiss Insurance Co. Ltd. - International Division

Gruetzefeldstrasse 41, P.O. Box 286, 8401 Winterthur, Switzerland; 41/52/261-1111; fax: 41/52/212-1629

1996 1995

Int'l premiums* $4,508,000,000 $4,009,100,000

U.S. 24% 25%

Non-U.S. 76% 75%

Offices: Claims 25 25

Underwriting 51 50

Employees 600 500

U.S. 80 70

Non-U.S. 520 430

Underwriting in foreign countries 51 50

Foreign countries-owned offices 51 50

**Converted at applicable exchange rates.

Intl. P/C operations began: 1875.

Parent: Winterthur Swiss Insurance Co.

Specialties: Casualty, property, accident/health, motor, marine, engineering.

Services: Captive programs; loss control services; retrospectively rated programs; statistics in support of international programs.

Licensed or accepted insurer in: Argentina, Australia, Austria, Belgium, Bermuda, Brazil, Canada, China, Czech Republic, Denmark, France, Germany, Hong Kong, Hungary, Italy, Japan, Luxembourg, Mexico, Netherlands, Poland, Portugal, Singapore, South Africa, Spain, Sweden, Switzerland, United Kingdom, United States.

Affiliates/fronting arrangements: Joint ventures in Brazil and Mexico.

Officers: Peter Spalti, CEO/chairman; T. Welleuer, CEO (as of October 1, 1997); W. Suter, executive vp; H. Gmunder, senior vp.

U.S. contact: G. Keller, president-Winterthur International, Dallas, 214-559-1548.