BI ANNUAL DIRECTORY OF INTERNATIONAL BENEFIT NETWORKS

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John Hancock International Group Program

P.O. Box 111, Boston, Mass. 02117; 617-572-8677; fax: 617-572-8622Formed: 1967.

Member companies: AB-AEGON Altalanos Biztosito Rt., Hungary; A.G. 1824, Belgium; AMEV Levensverzekering, Netherlands; AXA COURTAGE, France; Aetna Universal Insurance Berhad, Malaysia; Australian Mutual Provident Society, Australia, New Zealand; Ceska pojistovna A.S., Czech Republic; Consorcio Nacional de Seguros S.A., Chile; The Dai-ichi Mutual Life Insurance Co., Japan; The ETHNIKI Hellenic General Insurance Co., Greece; Fortis Benefits Insurance Co., United States; Fortis Luxembourg Assurances, Luxembourg; Halk Yasam Sigorta A.S., Turkey; Ingosstrakh Insurance Co. Ltd., Russia; The Insular Life Assurance Co. Ltd., Philippines; Insurance Co. Sampo Pension Ltd., Finland; The Insurance Corp. of Singapore Ltd., Singapore; Irish Life Assurance P.L.C., Ireland; John Hancock Mutual Life Insurance Co., United States; Maritime Life Assurance Co., Canada; The Muang Thai Life Assurance Co. Ltd., Thailand; National Mutual Insurance Co. Ltd., Hong Kong; Old Mutual, Zimbabwe; PFA Pension, Denmark; PPP healthcare, United Kingdom; P.T. Asuransi Jiwa Bumiputera John Hancock, Indonesia; Pan American de Colombia, Compania de Seguros de Vida S.A., Colombia; Pan American Life Insurance Co., Dominican Republic, Ecuador, Puerto Rico; Pictet & Cie, Switzerland; Royal & Sun Alliance Insurance Group Life & Pensions, United Kingdom; Samsung Life Insurance Co. Ltd., South Korea; Seguros La Seguridad C.A., Venezuela; Seguros Monterrey Aetna S.A., Mexico; Shin Kong Life Insurance Co. Ltd., Taiwan; Societa Assicuratrice Industriale, Italy; South African Mutual Life Assurance Society, South Africa; Sud America Compania de Seguros de Vida y Patrimoniales S.A., Argentina; Sud America Vida y Pensiones, Spain; La Suisse, Societe d'Assurances sur la Vie, Switzerland; Sul America Aetna Seguros e Previdencia, Brazil; Storebrand Livsforsikring A.S., Norway; VICTORIA Lebensversicherung A.G., Germany; VICTORIA-Seguros S.A., Portugal; VICTORIA-VOLKSBANKEN Versicherungs A.G., Austria; Warta Vita Life Assurance Co. Ltd., Poland.

U.S. contact: Geraldine F. Pangaro, second vp.