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WARREN, N.J.-Free medical assistance while traveling is now available to foreign workers enrolled in the Chubb Corp.'s voluntary workers compensation program.
U.S. citizens and foreign nationals employed by U.S. companies can get 24-hour travel help through Medex Assistance Corp., a travel assistance company, whose toll-free number is listed on the back of cards provided by Chubb. Operators can help in several languages.
The service, an addition to Chubb's comprehensive foreign voluntary workers compensation product, can help set up hospital admissions; coordinate payment to providers; get blood, vaccines and medications; and transport relatives to a sick or injured employee.
Medex also provides non-emergency assistance, such as replacement of travel documents and referrals to a lawyer abroad.
For information, contact Joseph Ptaszynski, assistant vp of Chubb & Son Inc., 908-903-3499.
Living will program
WESTFIELD, N.J.-A program that gives hospitals immediate electronic access to patients' living wills is available from U.S. Living Will Registry.
The service, which can be offered by health insurers and managed care networks as a benefit, permits members to file living wills indicating when and how they want to forgo life-sustaining treatment.
To use the service, the hospital calls a central toll-free number, enters a hospital identification code, an access code and the patient's Social Security number. A living will document is faxed automatically to the hospital.
The service is intended, among other things, to deliver the patient's wishes to the hospital speedily and efficiently and to save the hospital and managed care network the expense of extraordinary medical measures the patient does not want.
Clients confirm once a year that their living will is correct and may change the original document, which is stored by computer scanner at the registry's offices.
For more information, contact Dr. Joseph Barmakian, president, 888-LIV-WILL.
Vision plan offered
NEW YORK-A vision care group insurance plan with flexible benefits and an extensive network of providers is now being offered by The Guardian Life Insurance Co. of America.
The plan is available to companies with at least 10 eligible workers and can cost as little as $1 per month per employee, the company said.
A preferred provider network, the program is managed by Vision Service Plan, the nation's largest eye care plan, and offers about 22,000 provider locations. Coverage includes eye exams with varying copayments and generally includes lenses, frames and contact lenses.
For information, contact Guardian agents, independent brokers, or Guardian at 800-662-1006.
401(k) disability plan
DANBURY, Conn.-A 401(k) plan disability completion product is now available from Corporate Compensation Plans Inc.
The plan continues payments into a disabled employee's 401(k) account when an event threatens to cause the loss of retirement income. Loss of 401(k) plan income is not covered by basic group long-term disability plans.
The completion coverage replaces the amount of money the employee would have put into the plan, as well as the employer match, if the employee is incapacitated.
Premiums may be paid by the employer as increased contributions to the plan, by the employees from their 401(k) plan accounts, or a combination of these.
For information, contact Steven S. Zeiger, director of marketing, 213-792-7300.
BOCA RATON, Fla.-A program to supply one-stop comprehensive insurance coverage to non-profit agencies has been introduced by Target Insurance Services.
Underwritten by Wausau Insurance Cos., the new ServusCare line of products allows non-profit customers to buy all their insurance from the same source. Target, a subsidiary of Target Capital Management L.L.C. of Boca Raton, Fla., specializes in coverage for non-profits.
Among available products are incidental medical malpractice, directors and officers liability, and workers compensation.
For information contact Janice Collins, assistant vp, 888-696-2600, ext. 229.
HARTFORD, Conn.-An insurance package for manufacturers, contractors and wholesalers that do business with the railroad industry is available from The Hartford Group through Poe & Brown Inc. of Tampa, Fla.
The Railroad Protector Plan offers a range of coverage-workers compensation, general liability, umbrella, automobile, property, marine, crime and bond-in the admitted market.
The program is intended to supply difficult-to-find coverage from a single insurer and was introduced as a result of the federal Stagger Rail Act, which increased the number of new railroad companies and opened the market to innovative insurance products.
Liability coverages include completed operations, railroad protective, design errors and omissions, product withdrawal expenses operations, limited pollution, and aggregate coverage. Umbrella coverage is available up to $25 million.
For information, contact Tom Williams, vp and program manager, at Poe & Brown, 800-2282-0593.