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SCHAUMBURG, Ill.-A new book summarizing workers compensation laws for every state is available from the Alliance of American Insurers.
The 1997 edition of "Survey of Workers Compensation Laws" contains comprehensive information on benefits, provider choice restrictions, cost containment, second-injury funds, vocational rehabilitation, statutory provisions for insurance, self-insurance and state funds, and coverage and administration provisions.
The 84-page book is free to members, $15 to reinsurer affiliates and $20 to non-members, plus $5 for shipping. State tax should be added if applicable.
For more information, contact Ranee Strawn at the Alliance, 847-330-8530.
NEWTON, Mass.-The new edition of the Disaster Recovery Yellow Pages, published by The Systems Audit Group Inc., is available.
The 320-page source book lists more than 3,000 vendors of disaster recovery services in the United States and Canada. Its 350 categories include listings for 3,000 vendors in classifications such as drying and dehumidification of paper and microfilm records, smoke odor counteracting, trauma counselors and emergency rentals of computer equipment.
The book has sections on restoration services, mobile buildings, computer and emergency equipment, planning and data recovery software, as well as training publications and videos. The book also has a tutorial for preparing disaster recovery plans.
The book costs $98 plus $3 shipping. For more information, contact The Systems Audit Group, 617-332-4358.
RICHMOND, Va.-Medical savings account products for employers with two to 50 eligible employees are now available from Trigon Blue Cross/Blue Shield.
Two new products permit members to take advantage of premiums 15% to 20% below comparable fully insured group plans while using MSA money to cover deductibles and other expenses not covered by the health plan.
One of the two new MSAs has an individual deductible of $1,500 and a family deductible of $3,000; the other has a deductible of $2,250 for an individual and $4,500 for a family.
The products are part of a national pilot program to test MSAs under the authority of the Health Insurance Portability and Accountability Act that Congress passed last year.
For more information, contact Roberta O'Shea, product development consultant, 804-354-2612.
Child care program
ATLANTA-A new insurance package designed to meet the needs of child care providers is being marketed by Atlanta-based Thompson Insurance Enterprise Inc.
The package includes a sexual abuse sublimit of $100,000 per occurrence, and a $300,000 aggregate limit. Higher limits are available.
Corporal punishment liability and professional liability are included in the general liability limit of $1 million. A $5,000 medical payments limit covering treatment of children also is provided.
A preferred property extension, which is included as well, provides up to $50,000 to protect the income of child care program owners if their facilities must close because of fire or another cause.
The program is available to preschools, Montessori schools, 24-hour centers, latch-key programs, sick child facilities and Operation Headstart programs.
For more information, contact Greg Thompson, president, 800-476-9940.
NEW YORK-New protection against child abduction liability is available through Morefar Marketing Inc., a subsidiary of New York-based American International Group Inc.
The coverage applies to insured camps or private schools, paying them for expenses incurred in relation to the abduction of a child 13 or younger while attending camp or school.
Covered expenses include investigative fees, forensic analysts, public relations consultants, informant rewards, lost salary of parents, and travel and accommodation costs for parents during the search and after a child's recovery.
Also covered are medical services and hospitalization costs for the abducted child and psychiatric counseling for the child and relatives.
The endorsement, an option within Morefar's Children's Camp and Private Schools Insurance Program, is available with liability limits of $50,000 per abduction and $100,000 aggregate.
For information, contact Morefar Marketing, 302-761-5600.
PORTLAND, Ore.-In a series of enhancements to its group term life insurance coverages, Standard Insurance Co. now is allowing terminally ill members to receive up to 75% of their coverage in advance.
The remaining portion of the life insurance benefit is reserved for the insured's beneficiary.
The Portland, Ore.-based mutual life insurer also has raised its maximum accelerated benefit amount to $500,000 from $250,000.
Standard has no restrictions on how the accelerated benefits may be used. For example, terminally ill insureds may use the payments for experimental medical treatments or to take their families on a memorable vacation.
For more information on Standard's accelerated group life benefit, contact Shellie Gillard, 503-321-7309.