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Sargasso Mutual

Insurance Co. Ltd.

J&H Marsh & McLennan (Bermuda) Ltd., Victoria Hall, Victoria St., Hamilton, Bermuda; 441-297-9762

Domicile: Bermuda.

Risks: D&O liability.

Limits: $5 million, $10 million or $15 million primary or excess.

Policy form: Claims-made.

Access: Direct.

First policy: 1986.

1996 premium volume*: $804,302.

1996 assets*: $47.1 million.

1996 capital/surplus*: $43.4 million.

Policyholders: 15 in 1996; 16 estimated in 1997.

Membership: Mutual life insurance companies domiciled in the United States or Canada.

Contact: Susan Gray.

**Estimate subject to audit.

Schools Excess Liability Fund

1531 I St., Suite 300, Sacramento, Calif. 95814; 916-321-5300

Domicile: California.

Self-managed.

Risks: Excess liability, workers compensation.

Policy form: Occurrence.

Access: Direct.

First policy: March 1986.

1996 premium volume: $16.9 million.

1996 assets: $116.5 million.

1996 capital/surplus: $41.7 million.

Policyholders: 1,100 in 1996; 1,000 estimated in 1997.

Membership: California public educational agencies.

Contact: John C. Wilson.

Sporting Activities

Insurance Ltd. (SAIL)

International Advisory Services Ltd., P.O. Box HM 1760, Hamilton HM HX, Bermuda; 441-295-3688

Domicile: Bermuda.

Risks: Product liability for firearms manufacturers and importers.

Limits: $2 million primary.

Policy form: Claims-made.

Access: Direct.

First policy: June 1986.

1996 premium volume: $1.5 million.

1996 assets: $6.3 million.

1996 capital/surplus: $4 million.

Policyholders: 30 in 1996; 30 estimated in 1997.

Membership: Sporting arms manufacturers and importers.

Contact: David Pickering.

States Self-Insurers Risk Retention Group Inc.

Berkley Risk Services Inc.,

920 Second Ave. S., Suite 700, Minneapolis, Minn. 55402; 800-640-0345

Domicile: Georgia.

Risks: General liability, policy professional, public official E&O, auto liability.

Limits: $10 million excess of $100,000 minimum self-insured retention.

Minimum retention: $100,000.

Policy form: Claims-made, occurrence.

Access: All brokers, direct.

First policy: June 1988.

1996 premium volume: $4.7 million.

1996 assets: $12 million.

1996 capital/surplus: $5.1 million.

Policyholders: 35 in 1996; 40 estimated in 1997.

Membership: Public entities.

Contact: Mark Flaten.

Structural Engineers

Insurance Ltd. (SEIL)

International Advisory Services Ltd., P.O. Box HM 1760, Hamilton HM HX, Bermuda; 441-295-3688

Domicile: Bermuda.

Risks: Professional liability.

Limits: Up to $2 million primary excess of self-insured retention.

Minimum retention: $50,000.

Policy form: Claims-made.

Access: Direct.

First policy: 1986.

1996 premium volume: $1.5 million.

1996 assets: $9 million.

1996 capital/surplus: $1.5 million.

Policyholders: 13 in 1996; 14 estimated in 1997.

Membership: Structural engineers with over $1 million in annual billings.

Contact: David Ezekiel or David Lampit.

Subway Owners' Mutual Insurance Co.

AIG Insurance Management Services Inc., 156 College St.,

P.O. Box 1687, Burlington,

Vt. 05401; 802-658-9405

Domicile: Vermont.

Risks: Workers compensation.

Limits: $250,000 primary.

Policy form: Occurrence.

Access: Specific broker.

First policy: September 1992.

1996 premium volume: $2.6 million.

1996 assets: $5.8 million.

1996 capital/surplus: $1 million.

Policyholders: 2,000 in 1996; 2,400 estimated in 1997.

Membership: Subway sandwich shop franchise owners.

Contact: Ann Wick or David Provost.