DIRECTORY OF ALTERNATIVE RISK-FINANCING FACILITIES (U)

U

United Educators Insurance Risk Retention Group Inc.

United Insurance Management Co., 2 Wisconsin Circle, Suite 1040, Chevy Chase, Md. 20815; 301-907-4908

Domicile: Vermont.

Risks: Educational institutions, museums, foundations and associations.

Limits: $25 million primary.

Minimum retention: $5,000.

Policy form: Claims-made, occurrence.

Access: All brokers.

First policy: June 1987.

1996 premium volume: $39 million.

1996 assets: $112 million.

1996 capital/surplus: $8 million.

Policyholders: 1,029 in 1996; 1,075 estimated in 1997.

Membership: Educational institutions.

Contact: Davison Obenauer.

United Home Insurance Co.,

a Risk Retention Group

J&H Marsh & McLennan Inc., P.O. Box 530, Burlington,

Vt. 05402-0530; 802-864-2751

Domicile: Vermont.

Risks: Homeowner's warranty.

Limits: $1 million primary.

Policy form: Claims-made.

Access: Specific broker.

First policy: Pending.

1996 assets: $1 million.

1996 capital/surplus: $1 million.

Policyholders: Three in 1996; three estimated in 1997.

Membership: Homebuilder's Assn.

Contact: Carol A. Jones.

United Insurance Co.

International Risk Management (Cayman) Ltd., British American Tower, P.O. Box 69, Cayman Islands, B.W.I.; 345-949-0155

Domicile: Cayman Islands.

Risks: Property and casualty.

Limits: $1.5 million primary and/or $5 million excess of various attachment points.

Policy form: Claims-made, occurrence.

Access: All brokers, Bermuda brokers, direct.

First policy: January 1976.

1996 premium volume: $40 million.

1996 assets: $114 million.

1996 capital/surplus: $15 million.

Policyholders: 75 in 1996; 75 estimated in 1997.

Membership: Various.

Contact: John R. Lower.