DIRECTORY OF ALTERNATIVE RISK-FINANCING FACILITIES (O)

O

OOIDA Risk Retention

Group Inc.

Vermont Insurance Management Inc., P.O. Box 306, Montpelier,

Vt. 05601; 802-229-5042

Domicile: Vermont.

Risks: Truckers auto liability.

Limits: $750,000 primary and/or $1 million excess.

Policy form: Occurrence.

Access: Direct.

First policy: December 1995.

1996 premium volume: $855,765.

1996 assets: $1.4 million.

1996 capital/surplus: $1.1 million.

Policyholders: 198 in 1996; 276 estimated in 1997.

Membership: Owner-Operator Independent Drivers Assn.

Contact: Edward E. Meehan.

Oil Casualty Insurance Ltd.

Oil Management Services Ltd., Ace Building, 30 Woodbourne Ave., Pembroke HM 08, Bermuda; 441-295-0905

Domicile: Bermuda.

Risks: Umbrella general liability, D&O liability.

Limits: Umbrella general liability: $100 million excess of $20 million (non U.S.), $50 million (U.S.); D&O liability: $50 million excess of $25 million.

Policy form: Claims-made.

Access: Bermuda brokers, direct.

First policy: June 1986.

1996 premium volume: $42.2 million.

1996 assets: $436.9 million.

1996 capital/surplus: $386.9 million.

Policyholders: 66 in 1996; 66 estimated in 1997.

Membership: Energy industry.

Contact: Jon R. King.

Oil Insurance Ltd.

Oil Management Services Ltd.,

Ace Building, 30 Woodbourne Ave., Pembroke HM 08, Bermuda; 441-295-0905

Domicile: Bermuda.

Risks: Property, well control, pollution liability, marine hulls.

Limits: Up to $225 million per occurrence/$450 million annual aggregate excess of a minimum of $5 million.

Minimum retention: $5 million.

Policy form: Occurrence.

Access: Bermuda brokers, direct.

First policy: January 1972.

1996 premium volume: $101.7 million.

1996 assets: $2.3 billion.

1996 capital/surplus: $1.7 billion.

Policyholders: 44 in 1996; 45 estimated in 1997.

Membership: Petroleum industry.

Contact: Jon R. King.

Ophthalmic Mutual

Insurance Co. (A Risk

Retention Group)

J&H Marsh & McLennan, 655 Beach St., San Francisco, Calif. 94109-1336; 415-771-1002

Domicile: Vermont.

Risks: Medical professional and general liability.

Limits: Minimum: $500,000 per occurrence/$1,500,000 aggregate; maximum: $5 million per occurrence/$10 million aggregate.

Policy form: Claims-made.

Access: Direct, broker access under limited cirmustances.

First policy: October 1987.

1996 premium volume: $13.1 million.

1996 assets: $46.5 million.

1996 capital/surplus: $15.1 million.

Policyholders: 1,700 in 1996; 1,750 estimated in 1997.

Membership: American Academy of Ophthalmology.

Contact: James F. Holzer.