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DUBLIN, Ireland-After a year's delay, the broker-owned World Insurance Network will debut July 1.

However, Tony Briggs, WIN's European sales director, acknowledged it will take time for participants to join the electronic network and create a significant amount of business-to-business contact. Mr. Briggs spoke earlier this month at a London International Insurance & Reinsurance Market Assn. seminar in Dublin.

Before the recent mergers among major brokers, WIN was owned equally by Alexander & Alexander Services Inc., Aon Corp., Johnson & Higgins, Marsh & McLennan Cos. Inc., Sedgwick Group P.L.C. and Willis Corroon Group P.L.C.

The system is in a testing phase involving the broker-owners and a number of insurers, including CIGNA Corp., Commercial Union Assurance Co. P.L.C., Assicurazioni Generali S.p.A., Gerling Group and Royal & Sun Alliance Group P.L.C. This phase is due to conclude in mid-May, Mr. Briggs said.

WIN's first users will work through a desktop interface known as WINconnect. It will enable users, mainly brokers and underwriters, to send documents, including graphics, spreadsheets and text.

Mr. Briggs also disclosed the first details of user costs. The fee to join WIN will be based on company size but will be half of a company's annual subscription charge.

The maximum annual subscription will be $150,000 for a company with annual premiums exceeding $1.5 billion, plus monthly management fees.

Monthly management fees will be about $3,000 to $5,000. Users also will bear some one-time connection and hardware costs, typically around $8,000. Charges for network usage will be announced closer to WIN's July 1 start-up date.