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DIRECTORY OF BENEFIT INFORMATION AND CLAIMS SYSTEMS (PART SEVENTEEN OF SEVENTEEN)

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WLT Software of Florida Inc.

831 N. Hercules Ave., Clearwater,

Fla. 34625; 813-442-9296;

fax: 813-443-4936

Benefit systems since: 1981.

Software systems:

*ChekClaims.

Price quoted individually.

System requirements: 386, 486 or Pentium PC; DOS or Windows 3.1 and above platform; 8MB RAM, 500MB hard disk; multiple user; network operating systems supported include Novell Netware; database management systems supported.

Online system.

Internet/intranet access.

Customization optional.

First Installation: 1993.

Benefits managed: Workers comp, group health plans.

Features: Provider bill editing; provides edits for appropriate diagnoses, procedures, place of service, age, sex, frequency and modifiers; checks primary and assistant surgeon fees, unbundled procedures, duplicate procedures, duplicate bills and cosmetic, incidental and elective procedures; analyzes follow-up days, non-specific diagnoses and assistant surgeon necessity; EDI capabilities and auto adjudication when interfaced with WLT's MediClaims; also interfaces with WLT's CompClaims to provide automatic payment capabilities.

*CompClaims.

Price quoted individually.

System requirements: 386, 486 or Pentium PC; DOS or Windows 3.1 and above platform; 8MB RAM, 500MB hard disk; multiple user; network operating systems supported include Novell Netware; database management systems supported.

Online system.

Internet/intranet access.

Customization optional.

First Installation: 1984.

Benefits managed: Workers comp.

Features: Claims administration, including reinsurance tracking, accounting, fee schedule and PPO processing, billing, claims processing, attorney tracking, management, administrative, government, safety engineering and cost management reporting, bill review, 24 hour coverage, interfaces with WLT's MediClaims and ChekClaims.

*MediClaims.

Price quoted individually.

System requirements: 386, 486 or Pentium PC; DOS or Windows 3.1 and above platform; 8MB RAM, 500MB hard disk; multiple user; network operating systems supported include Novell Netware; database management systems supported.

Online system.

Internet/intranet access.

Customization optional.

First Installation: 1981.

Benefits managed: Flexible benefits, disability, COBRA, group health plans, life insurance, dental, vision, prescription.

Features: Health claims administration and billing, including 24 hour coverage, PPO processing and agent commissioning; provides EDI and auto adjudication capabilities when interfaced with WLT's ChekClaims; also interfaces with WLT's CompClaims.

User support: User groups/meetings, onsite training, online support, telephone assistance 9.5 hours per day, hotline*, Internet support*, bulletin board access*, newsletter*.

Officers: William L. Tiner Jr., president; Anne M. Tiner, executive vp; Thomas P. Brooks, vp-sales.

Contact: Thomas P. Brooks.

**Included in system price.

Watson Wyatt Software

1500 K St. N.W., Washington, D.C. 20005; 202-626-9600; fax: 202-626-9700

Benefit systems since: 1988.

Parent: Watson Wyatt Worldwide.

Software systems:

*HR Edge-Choice.

Price quoted individually.

System requirements: 386 PC; Windows 3.1 platform; 16MB RAM, 8MB hard disk; multiple user; network operating systems supported include Novell Netware; database management systems supported include Oracle, NT SQL and ODBC.

Online system.

Internet/intranet access.

Customization optional.

First Installation: 1990.

Benefits managed: 401(k) plans, flexible benefits, disability, leave of absence, group health plans, life insurance, retirement/pensions.

Features: Health and welfare enrollment, eligibility, carrier reporting/payment and payroll reporting; pension calculation of benefits. Benefit communication features include paper, personal fact sheets and correspondence. Options include voice response employee self-service.

User support: Onsite training, online support, telephone assistance eight hours per day, implementation support, outsourcing.

*HR Edge-Pensions.

Price quoted individually.

System requirements: 486 PC; Windows NT platform; 32MB RAM, 200MB hard disk; VGA video; multiple user; network operating systems supported include Novell Netware; database management systems supported include Oracle, Sybase, NT SQL, DB2 and ODBC.

Online system.

Internet/intranet access.

Customized system.

First Installation: 1991.

Benefits managed: Retirement/pensions, social security benefits, employee contributions, integrated with flexible benefit plan administration.

Features: Eligibility verification; benefit estimates; benefit calculations for termination, retirement, death and disability; employee contributions; plan transfer and benefits from multiple plans; Section 415 limits across multiple plans; elapsed time and hour-based service calculations; consecutive/non-consecutive Final Average Earnings calculations; Primary Insurance Amount calculations. Benefit communication features include document management systems, validation rules, event-based administration user interface, interactive voice response, letter and report generation, facsimile interface and e-mail interface. Options include data import/export, access security and batch processing.

User support: User groups/meetings, onsite training.

*HR Edge-Track.

Price quoted individually.

System requirements: 486 PC; Windows 3.1 platform; single or multiple user; network operating systems supported include Novell Netware; database management systems supported.

Online system.

Customization optional.

First Installation: 1993.

Benefits managed: Leave of absence.

Features: Identifies attendance trends and problem areas; analyzes the causes of absenteeism; quantifies costs of absenteeism; monitors the effectiveness of attendance management program; analyzes claim history and cost by employee, department or incident type; chooses from standard reports and graphs or designs customized reports.

User support: User groups/meetings, onsite training, online support, telephone assistance eight hours per day.

Officers: Watson Wyatt Worldwide: A.W. (Pete) Smith Jr., president/CEO; Paul R. Daoust, executive vp/COO. Watson Wyatt Software: Pat Amendola, director, software/systems.

Contact: HR Edge-Choice: Yavini Naidu, 202-626-9700. HR Edge-Pensions: Harry Deitz, 202-626-9700. HR Edge-Track: C.J. Bailey, 604-688-6211.