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Experts have said that insuring against climate change-related natural disasters could reach unaffordable levels for companies following the recent hurricanes, Bloomberg reported. "It is a big concern of Swiss Re Ltd. that there is a huge gap between the economic losses and what is insured," said Peter Zimmerli, head of atmospheric perils at Swiss Re. "Climate change fundamentally challenges the existing insurance business model because it is rendering actuary analysis in many places obsolete," said Tom Herbstein, who runs an industry backed insurance project called ClimateWise at the University of Cambridge.