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Julian Enoizi, chief executive of U.K.-based Pool Reinsurance Co. Ltd., said that insurance against terror attacks must adapt to the threats posed by "lone-wolf" militant attacks and the rise of cybercrime, Bloomberg reported. "We need to close gaps such as business interruption that's not the result of physical damage and coverage of cyber terror as well the low take-up among businesses outside of London," Mr. Enoizi said.