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The August 2015 Tianjin explosions have highlighted a number of challenges for insurers in areas such as loss estimation and claims adjudication, reported Asia Insurance Review.
The lack of access to the affected area to assess the full extent of damage and resulting insurance claims is one of the challenges to insurers.
Access to the site of explosions is still restricted despite lifting the exclusion zones. In addition to the challenges, there is still uncertainty about the types of policies involved. Swiss Re Ltd. estimates insured property losses from the explosions to be up to $3.5 billion.