
The introduction of Solvency II risk-based capital rules will have far-reaching implications for how insurers in Europe manage both their capital and overall business strategies. Risk managers looking to assess the security of their insurance programs need to understand how the new regulatory regime will affect insurers, both inside and outside the European Union. In addition, any organization that owns or uses a Europe-based captive insurer will be directly affected by Solvency II. Read this comprehensive report for up-to-date information about the regulatory risks of Solvency II. View a sample
Coventry Workers Comp Services reviews the topic of increased methadone prescribing and overdose deaths in the United States in a new white paper. Drawing on data from its own First Script unit, it analyzes whether those same trends are evident in the workers comp population.
This Business Insurance special report on broker productivity draws on more than four decades of covering insurance agents and brokers, as well as up-to-date data collected on broker revenues and performance. The report, “The Business of Better Broking,” was published as a special editorial supplement with the support of Liberty Mutual Insurance Co. The report aims to help agents and brokers understand current market challenges and maintain their productivity in serving clients. View a sample
2010 Reinsurance Renewals will ensure you are better prepared for renewing your reinsurance and insurance programs, giving you an edge on your competition. This 26-page special report features an analysis of reinsurance market conditions and their influence on renewals, plus reports from the Monte Carlo Rendez-Vous, Baden Baden and the PCI annual meeting. Also contains rankings of the world's largest reinsurers, property/casualty insurers and reinsurance brokers. View a sample
This paper offers insights into how risk managers can step into an even more meaningful and visible role in light of new realities brought on by the economic uncertainty of the past year. Is the organization positioned to successfully maintain and grow value within this new paradigm? The first part of this paper is devoted to positioning risk managers to more clearly see internal and external opportunities on behalf of the organization. The latter part of the paper outlines ideas about how to convert new perspectives and insights into action.
Insurance brokers are key advisers for purchasers of commercial insurance, risk management and employee benefit programs. Brokers advise clients on the most effective methods of risk management and risk transfer, seeking not just the best price but also the best terms and conditions that apply to a client's needs. This special Fall Broker Report pulls together those published rankings and profiles of leading brokers, as well as new reporting on how the economic downturn is creating significant challenges for insurance brokers and their clients. View a sample
Global insurance programs have evolved considerably over the past 50 years to meet the increasingly sophisticated and varying demands of the multinational corporations that buy them. This Business Insurance Special Report, sponsored by Zurich Financial Services, is a 16-page guide to the latest developments in global programs, economic and regulatory issues, what coverages they afford, and what the future holds for buyers and providers of these global programs. View a sample
This white paper focuses on clarifying the differences between HIPAA standard transactions and the Workers' Compensation requirements for electronic billing. It is not specific to any one jurisdiction, and it describes the differences and similarities in general terms. The highlevel question that this paper is attempting to answer is: How can we use HIPAA transactions to conduct Workers’ Compensation electronic billing? The focus is on the current HIPAA standards using ASC X12 837 and 835 claim transaction data.
Premises liability is a major concern for commercial real estate owners. Studies show that slips and falls are the leading cause of premises liability injuries. Over one million people each year suffer from a slip and fall, and a large number of these cases occur in public places. This white paper details how property owners and managers can protect themselves from slip and fall incidents by implementing some simple precautionary measures.
Risk managers in manufacturing, construction, and hospitality all struggle with preventing employee laceration or repetitive motion injuries arising from occupational knife use. In its latest newsletter, The Liberty Mutual Research Institute for Safety outlines causes and preventive activities that risk managers can take to help reduce these injuries.
Technology has transformed the business world and, with it, the corporate risk landscape. While technology has made it easier to store and manage vast amounts of data, that information has become increasingly vulnerable to loss or theft. Corporate privacy exposures are emerging at an unprecedented rate due to the increase in new legislation. This, combined with the proliferation of mobile and media devices has changed the landscape considerably. As a result, this evolving exposure has driven the need for more comprehensive privacy and network liability insurance solutions.
Policyholder needs and expectations are shifting dramatically, impacting how they interact and work with their insurance companies. The industry is facing shifting demographics, increasing commoditization and evolving competition through new products and distribution channels. A recent IBM study of over 3,000 US Insurance policyholders provides a thought provoking view on the pressing changes the P&C Industry faces. Learn how you can use the lens of customer advocacy to prioritize operational improvements in key areas.
In today's competitive insurance industry, the challenges are many and there is much uncertainty. To survive and thrive, insurers must seek new models of operational and strategic success that enable innovation and increase profitability. Insurance carriers not satisfied with merely keeping up can arm themselves with knowledge. To help them meet their goals, IBM offers new approaches to address key strategic business issues like being more responsive to the market, quickly identifying and acting on opportunities and managing resources better.