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PERSPECTIVES: The risks of public-private partnerships

By: Jeff Slivka

Published November 17, 2013 - 6:00am CST

Although not yet as popular in the United States as in many parts of Europe, public-private partnerships have gained ground over the past few years as long-term alternatives for funding U.S. construction projects. While the projects represent an opportunity to improve U.S. infrastructure, the risks of the projects must be carefully evaluated, says Jeff Slivka, executive vice president and chief...

PERSPECTIVES: Workers comp insurers need to step up to the obesity challenge

By: Philip Edmundson

Published November 03, 2013 - 6:00am CST

Workers compensation insurers can no longer avoid dealing with the rise of obesity in the United States — and exiting the market isn't the answer. Philip Edmundson, chairman and CEO of William Gallagher Associates Insurance Brokers Inc., urges workers comp insurers to seize the opportunities inherent in this changing market and become proactive on loss prevention.

PERSPECTIVES: General liability insurance policies may cover flood pollution

By: Jared Zola and Clark Schweers

Published October 20, 2013 - 6:00am CST

For energy firms facing potential liability from environmental contamination claims arising from the Colorado floods, liability insurance may be an important asset to help manage defense costs and remediation payments, says Jared Zola, a partner and the Northeast regional leader for Dickstein Shapiro L.L.P.'s insurance coverage group, and Clark Schweers, a principal with BDO Consulting.

PERSPECTIVES: Physician dispensing boosts workers compensation drug costs

By: Leigh Ann Pusey

Published October 06, 2013 - 6:00am CST

Drug costs paid by workers compensation insurers have spiked in the past decade, and physician dispensing is one of the reasons why. Leigh Ann Pusey, president and CEO of the American Insurance Association, says physician dispensing results in higher overall medical costs and higher insurance rates that must be shouldered by employers.

PERSPECTIVES: Finding insurance coverage for email privacy claims

By: Tony Abdollahi

Published September 27, 2013 - 3:13pm CST

Employers' monitoring of their employees' email may be within their rights, but it is a practice that opens them to invasion of privacy lawsuits. Tony Abdollahi, a lawyer practicing in the areas of insurance coverage and commercial litigation for Watson Law Group, explains how to respond to workers' privacy invasion claims and find insurance coverage for this employment practices risk.

PERSPECTIVES: Why employers should help their workers save for retirement

By: Amy Reynolds and Bill McClain

Published August 25, 2013 - 6:00am CST

Employers who develop a retirement income strategy will generate a competitive advantage in terms of employee retention, engagement and productivity, according to Mercer L.L.C. retirement savings plan experts Amy Reynolds and Bill McClain.

PERSPECTIVES: Workers comp needs to get back to basics to evolve

By: Mark Walls

Published August 11, 2013 - 6:00am CST

The workers compensation system has moved significantly away from the idea of providing for employees injured at work while protecting employers from lawsuits, says Mark Walls, Marsh Inc.'s workers compensation market research leader. To evolve in a positive direction, workers comp should narrow its focus and return to its original intent.

PERSPECTIVES: Developments with 'routine' SEC settlements may affect professional liability, D&O insurance

By: Timothy D. Kevane

Published August 06, 2013 - 4:26pm CST

What were previously considered routine settlements between financial institutions and the U.S. Securities and Exchange Commission could result in headaches for corporate directors and officers if an admission of wrongdoing is mandated. Timothy D. Kevane, special counsel at Sedgwick L.L.P., discusses how recent cases in this unsettled landscape may affect insurers and policyholders.

PERSPECTIVES: Superstorm Sandy losses create complex insurance claims

By: Joseph Galanti

Published July 28, 2013 - 6:00am CST

Superstorm Sandy showed many businesses just how vulnerable they are to disruptions to their supply chains and to property damage. As policyholders pursue claims against their insurers, they should carefully consider potential factors that may delay or derail their claims, says Joseph Galanti, managing director with Alvarez & Marsal Global Forensic and Dispute Services.

PERSPECTIVES: Physician-dispensed drugs cause spike in workers comp costs

By: Leigh Ann Pusey

Published July 01, 2013 - 12:08pm CST

Drug costs paid out by workers compensation insurers have spiked in the past decade, and physician-dispensed drugs is one of the reasons why. Leigh Ann Pusey, president and CEO of the American Insurance Association, offers her views on the effects these drugs have on both workers and their employers.

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Perspectives Guidelines

Business Insurance accepts articles from experts in commercial insurance, risk management and employee benefits management for publication in its Perspectives section. The section is intended to be a forum for readers’ opinions and a forum for the discussion of technical topics that do not lend themselves to news stories. Interested in submitting a Perspective article for publication? Download our Perspective guidelines.