The stand-alone, excess workers compensation market is presenting significant challenges for some buyers, as insurers demand higher attachment points and higher prices. ›› More

Employers renewing their workers compensation policies likely will pay more for the coverage as claims costs rise and insurers' combined ratios deteriorate, experts say. ›› More

Employers with poor loss histories will pay even more for their workers comp coverage starting next year as most states change the way premiums are calculated. ›› More

An increasing number of U.S. employers seeking workers compensation insurance coverage are getting pushed into their states' markets of last resort as insurers walk away from riskier, less profitable accounts. ›› More

Workers compensation insurers are handing significant price increases to renewing California policyholders, while confusion reigns over whether new reforms will hold down rates, observers said. ›› More

Workers compensation insurance prices are increasing, substantially in some cases, and policy offerings are diminishing as insurers seek to address unprofitable combined ratios amid rising indemnity and medical costs. ›› More

Interest in captive insurer arrangements among middle-market insurance buyers is booming as the traditional insurance market hardens for certain lines of casualty coverage, captive experts say. ›› More

A number of factors are motivating insurers to seek higher workers compensation rates and premiums, as they struggle to reduce their workers comp costs in this transitioning market. Christopher Flatt and Claude Yoder of Marsh Inc. describe how analytics can play an important role in employers' efforts to improve their companies' risk profiles and ultimately be favorably differentiated by insurers. ›› More

With prices for guaranteed-cost workers compensation insurance rising, employers weighing whether to assume greater risk by moving to a large deductible plan might consider Ganahl Lumber Co.'s success record. ›› More

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