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A report released by credit rating agency Agusto & Co. has revealed that Nigeria's insurance penetration is below 1% and behind Brazil, Russia, India and China, ThisDay Live reported.
Agusto & Co. estimated that nonlife insurers accounted for 43% of industry's gross premium, while composite insurers contributed around 42.9%. The report said challenges faced by the industry "include a dearth in human capital, unethical practices by some insurers and operational inefficiencies."
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