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The implementation of Solvency II rules in India's insurance sector may take a longer time than expected as insurers are not prepared for a solvency mechanism based only on risk, Business Standard reported.
A senior life insurance executive said "at present, Indian insurers use factor-based process for arriving at solvency margin and hence moving into a completely different system will take time."
The chief financial officer of a private general insurer said "the regime will take at least four to five years more to be implemented."
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