J.M. "Jack" Towarnicky

Associate vp of benefits planning

Nationwide Mutual Insurance Co.

Born: July 3, 1952

Married: 1982 to Debbie Kuhns

Children: Son Andrew (24) has a bachelor's of science in chemical engineering and a master's in chemistry from Northwestern University, Evanston, Ill. Daughter Dayle (20) is a theater major at New York University in New York.

Pets: 10-year-old beagle named Rosie

Military service: U.S. Army 1971-1973

Education: BBA, Cleveland State University, 1977; MBA, Cleveland State, 1979; J.D., South Texas College of Law, Houston, 1985.

Joined Nationwide: 1985

Previous employers: Tenneco Inc., Houston, 1983-1985; Cooper Industries Inc., Houston, 1982-1983; Marathon Oil Corp., Findlay, Ohio, 1979-1982; Federal Reserve Bank of Cleveland, 1978-79.